Retirement
Retirement planning gets easier when you separate income from lifestyle
Breaking retirement into essential spending, flexible spending and long-term reserves can make the transition easier to manage.
Manohar Gv
Retirement
How to stress-test a retirement plan before leaving full-time work
Testing lower returns, higher inflation and unexpected health or housing costs can reveal whether a plan has enough margin.
Real Estate
Home buyers are adapting to a market where financing matters as much as price
Monthly affordability is pushing buyers to compare rate buydowns, property taxes, insurance and maintenance more carefully.
Opinion
The strongest investment thesis is the one you can explain in plain language
Complexity can hide weak assumptions. A clear thesis forces investors to define what must go right, what can go wrong and when to change course.
Markets
Currency volatility returns as traders reassess global growth
Foreign-exchange markets are reacting to changing rate expectations, commodity moves and uneven regional growth.
Investing
Dividend growth deserves another look in a higher-rate world
Stable payout growth can still play a useful portfolio role when it is supported by cash generation and sensible capital allocation.
Technology
Semiconductor demand broadens beyond the first wave of AI spending
Networking, memory, packaging and edge computing are becoming more important to the next phase of infrastructure demand.
Economy
Small-business confidence improves, but hiring remains selective
Owners are seeing steadier demand while staying cautious on payroll growth and financing costs.
Markets
Oil, metals and the dollar are sending mixed signals about global demand
Commodity prices and currency moves are giving investors a more nuanced read on manufacturing, trade and inflation pressure.
Markets
Why market breadth matters when the major indexes keep making headlines
Participation beneath the index level can help investors judge whether a rally is broadening or becoming increasingly concentrated.